I am a big proponent of The Dave Ramsey Plan for financial freedom. For the last few years we have been working really hard to pay off our debt and change our mindset about money so that we never get in debt again. Up until this year we had paid off quite a bit and our debt snowball was growing steadily. We took some time off of the plan to work on our basement. I'm guessing Dave would have disagreed, but I really want them to have their own rooms. Now that the windows are done I am starting to get serious about debt again. I'm expecting our tax return to cover the remaining basement expenses so we are back to snowballing our debt. So naturally we have put a stainless steel Schlage on the budget. One side effect of taking some time off to work on the basement was that we became a little lax with our spending. But despite that, I feel like, Lord willing, we should be able to be at a point very soon where we have no debt left other than our house and school loans.
Still a ways to go but when I think about where we were a few years ago, it amazes me that we have come so far. I can't believe we got ourselves into that mess in the first place, but I am determined to never go back.
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