Tuesday, April 26, 2011

Timing

I've seen a lot of people wearing custom lapel pins that denote which team their daughter or son plays for at kid's sporting events over the years. The one question I have is, how did they get them in time?

In my experience, whenever those have been offered for sale, they have an arrival date that is either at the end or near the end of the season in question. What good does that do?

So do these enterprising parents just order their own or are some teams using half a brain cell to determine that getting them in the preseason would actually be most beneficial?

Enquiring minds would like to know.

Monday, April 25, 2011

Cash Crate: Full Description

Most of you know that I have been singing the praises of Cash Crate for a while now and I thought it would be helpful to lay out exactly how it works.

First, the easy stuff.

Each day you can "check in" and earn $.03, and if you check in every day during a calendar month, you will earn a $.50 bonus.

Searches - if you download and install their toolbar, you will get a $1.00 bonus for your first 20 searches, and $0.50 for each additional 25 searches you do. Only 10 searches per day count, so you can earn $0.50 every three days or so.

Videos - There is a section where you can watch videos that are available to you. Basically these are like commercials in their content and length and generally pay between $0.02 and $0.04 per video.

Offers and Surveys

Surveys generally pay between $0.50 and $0.80 and can be completed once per day per survey site. There are generally between 6 and 8 survey sites available, so you can do several per day if you have time. They generally take between 10 and 25 minutes.

Offers are tricky. Sometimes these are very easy and pay quickly and other times they don't pay at all. I tend to not rely on these as they are very finicky and don't always confirm so that you can get paid. Also you run the risk of spam and telemarketers by completing these so if you do choose to use them, use a phone number you don't check, and an email address you don't care about.

Referrals

Many say that this is the heart of the Cash Crate genius. When you first sign up, you are considered "Bronze" level which means that you get 20% of the payout from anyone you refer who completes an offer and 10% of the payout for anyone that your referral refers. So there are two layers of benefit there. You also get a $3 bonus any time someone under you earns their first $10. You get $0.05 for every survey that someone under you completes, but nothing from your 2nd level referrals.

After you get to "Silver" level by referring 50 or more active users, more options become available. You now get 25% of the payout for the people under you and have the option of getting $1 for every active referral, instead of the $3 bonus. You also get more tools to help you market yourself better such as multiple links and performance reports. Also you get the option for direct deposit at this level.

There are three more levels and at each level your payout percentage increases a little.

Payouts

In order to cash out each month, you need to earn $20. If you don't, the money you have earned will roll over to the following month. I have never failed to cash out and have never yet earned less than $30 in a month. Basically by doing the searches, videos, and check in's, you are guaranteed close to half of it, so a few surveys and offers here and there will make up the difference.

They also run contests periodically where you can win money or referrals by doing various things. For instance, this month you get one raffle entry for every video you watch and at the end of the month they will draw 15 names to each receive an additional $10.

If you have any questions, feel free to ask me, and if you are interested in giving it a try please click here.

Friday, April 15, 2011

Random Thought of the Day

So if you are retired and sell your home to drive around the country in an RV, what type of insurance do you need? Do you need a home insurance quote, an rv insurance quote, or both?

It's a vehicle but it's also a house, so I'm really not sure. I wonder if the cost is higher depending on how much you actually drive it. (Once a year on vacation as opposed to daily)

I honestly can't see myself doing that because although I love to travel, I hate to drive. I'll be pretty happy if I can just live in my paid off house and take normal vacations.

Monday, April 04, 2011

Tough Decision

Our church is forming a work and witness trip for next summer. I have never been on one and want to go at some point but we won't be done with baby step 2 before this trip happens. In the old days I think I would have just shoe-horned it into our budget and made it happen, and although that was my first instinct, I ultimately decided that I should wait until we are debt free. Barring a directive from above that I should be there, I think that that is the best decision. Now I know about as much about the location as I do about bridesmaid dresses but regardless of that, I really would have enjoyed going but now just isn't the right time.

Drywall: Done, or very nearly

This project is getting closer and closer to being finished. This weekend we got about 90% of the drywall up, and I plan to finish it up tonight. I was planning to work on the well covers but with the weather being so foul today I'm going to be relegated to working indoors.

Next up will be the mudding and I'm hoping that we can get that done in the next week or two. Then we move on to paint, trim, doors, and the drop ceiling. So excited to see this coming together!