New Direction

I've decided to take this blog in a new direction. For a while now I have done little more than stream of consciousness in this space and I plan to much more focused with my upcoming posts.

I'm about to start a class at my church about managing money, but since I don't have all the answers, it is going to be taught by none other than Dave Ramsey. Before you get too excited he won't be teaching it in person but via DVD. Some of you may know that I am referring to his Financial Peace University class. His perspective on managing money is unmatched in both it's simplicity and its' effectiveness.

So I've decided to chronicle my own journey with money on this blog. I have been following his plan for a while now but it has been going slowly. For those "in the know" we are currently on baby step 2, although we have made great strides in the last couple of years as we continue to get smarter with our budgeting and more diligent about our debts.

At this point we have one car loan left and both of our school loans. The car loan and one of the school loans are relatively small, but the other is more significant. Thrown into the mix is our desire to add a couple of bedrooms to our basement. Unfortunately, this really can't wait as we have family that comes from out of state on a regular basis and they have nowhere to sleep. So we will be spending some money on that before we get back to paying off my car. That's enough background for now. I will get into more detail about our situation in future posts.

My plan is to talk about where we are and what we are going through as we work through this journey. There will be posts on other topics as well, but I hope you will get something out of this.

Feel free to comment and let me know what you think or if you have ideas of your own about how to become debt free!